Does your Client's Medical Stop Loss Insurance
Coverage Provide Them with Complete Protection from
Transplants Costs?

Transplants are an unpredictable cost burden: Milliman¹ predicts a 5,000 life group will experience a transplant every 1.24 years at an average cost of $328,000 in billed charges. With the risk of $1,000,000 transplants increasing due to multi-organ transplants and new transplantation technologies!

Standard medical stop loss Insurance may not provide complete cost protection and could include high deductibles and limitations. Provide value and strengthen your relationship with your clients by offering them a transplant carve-out product to manage the clinical and financial aspects of transplant cases and complement existing medical stop loss insurance.

A complete transplant insurance solution with the right benefits is not easy to find. It is important to know what to look for. The Transplant Carve-Out Solution Checklist can help you identify the important features when searching for the right transplant solution to complement your clients' existing medical stop loss insurance coverage.

The Transplant Carve-Out Solution Checklist can help you identify the important factors to consider when looking for a transplant solution.

• What coverage is important to actually save my customers' money?



• How can a carve out compliment existing medical stop loss insurance?



• Are medical directors and other clinical staff important?



• How will experienced transplant case management help?



• Why Is URAC accreditation important?

Receive a free copy of the Transplant Carve-Out Solution Checklist today by entering your information to the right.

¹ Milliman Global Consultants and Actuaries 2006

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